- 14.02% (all fixed)
- 14.59% (all variable)
Credit card rates remained unchanged this week, according to Bankrate's latest survey of interest rates. The average annual percentage rate for variable-rate credit cards stayed at 14.59 percent. The average APR for fixed-rate credit cards didn't budge from 14.02 percent, where it has been since mid-October.
Discover, American Express and Citi began defending themselves Monday against a class-action lawsuit that alleges the three colluded to force consumers to sign arbitration agreements. These clauses stipulate that consumers must resolve disputes through arbitration rather than through court. Consumer advocates say arbitration is costlier for consumers and favors the companies. The companies say arbitration is the most cost-effective way to settle disputes. A judge for the U.S. District Court for the Southern District of New York is hearing the case with no jury in New York City.
Source: http://www.bankrate.com/finance/credit-cards/rate-roundup.aspx
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